The process of accessing a digital representation of payment card credentials through a mobile banking application enables a cardholder to utilize the card for online transactions. This functionality generally involves logging into the mobile application with authenticated credentials and navigating to a specific section dedicated to card management or account details.
The ability to readily retrieve card details via a mobile application provides convenience and enhances security. It eliminates the need to physically locate the plastic card for online purchases or when setting up recurring payments. Furthermore, some applications offer temporary card number masking or the generation of virtual card numbers to protect the primary card number from potential compromise during online transactions.